Uninsured & private-pay repairs
Had an accident without insurance — or simply don't want to claim? You have more options than you think. We'll quote it honestly, fix what matters, and get you back on the road your way.
You're not alone
Plenty of drivers are uninsured, under-insured, or simply don't want to lose their no-claim bonus over a small repair. We've helped them all — with zero judgment and a straight, honest price.
Your options
We've seen it all. Get an honest, no-obligation price — no pressure to go ahead.
We prioritise safety and roadworthiness, and can leave cosmetic work for later.
A clear, written price up front — no insurance games, no nasty surprises.
If someone else caused it, you may be able to claim your costs back from them.
Everyone's situation is different. Tell us yours and we'll work with you.
Private and uninsured repairs carry the same lifetime workmanship warranty.
Compare your options
| Claim on insurance | Pay privately | Recover from at-fault driver | |
|---|---|---|---|
| Best when | You're insured and the repair is well above your excess | The repair is small, near your excess, or you're not insured | Another driver caused it and you're not claiming yourself |
| Upfront cost | Your excess | The repair cost — we can stage it | Often nothing; pursued from the at-fault party |
| Affects no-claims? | Usually yes | No | No |
| Typical speed | Depends on insurer approval | Fast — we start once you say go | Varies with the other party |
| We help with | Dealing with your insurer directly | Honest quote & staged repairs | A documented quote for your claim |
Not sure which is right for you? Get an honest quote and we'll talk it through — no pressure.
FAQs
No insurance? No problem
Paying privately
Uninsured, under-insured or simply choosing not to claim? It's far more common than people think, and it's never a problem here. We give you a clear, itemised fixed quote up front, with no surprises and no upselling.
We prioritise safety and roadworthiness first and can stage the rest, so you only spend what you need to now. And if the accident wasn't your fault, we document the damage properly so you can recover costs from the at-fault driver's insurer.
Send a photo of the damage for an honest, no-obligation quote within one business day.